How Do I Get an SR-22 in Fort Worth?

Start by reading your notice carefully, or checking your driver eligibility status online on the TxDPS portal, to confirm the exact filing required and the duration you'll need to maintain it. Not sure what an SR-22 even is? Our overview of what an SR-22 certificate means explains the certificate in plain language before you go any further.

Not every insurance company handles SR-22 filings, and not every agent is experienced with the process. You'll want a provider who files directly and electronically with the Texas Department of Public Safety and can confirm receipt. Trinity SR22 Insurance Fort Worth handles this daily, which means fewer delays and fewer surprises.

If you own a vehicle, you'll typically need a standard SR-22 auto policy that meets Texas 30/60/25 liability limits. If you don't currently own a car but still need the filing — often to get a license reinstated for work or an occupational license — a non-owner policy is usually available at a lower cost. Visit our non-owner SR-22 coverage overview to see which category fits your situation.

SR-22 rates vary more between insurers than standard auto insurance does, since some carriers specialize in high-risk drivers and others avoid the category altogether. Getting a few quotes — or letting a specialist shop on your behalf — can mean saving hundreds of dollars a year. Call (817) 607-3345 and we'll give you a straight answer on pricing before you commit to anything.

Once you select a policy, your insurer files the SR-22 certificate directly and electronically with the Texas DPS. Per Texas DPS official SR-22 filing requirements, the certificate must verify Texas minimum coverage of $30,000 bodily injury per person, $60,000 per accident, and $25,000 property damage. Make sure your carrier confirms the electronic filing submission right away.

If your license was already suspended, you'll typically need to pay a $100 reinstatement fee (plus any outstanding administrative charges) directly to TxDPS in addition to securing your SR-22 policy. Your insurance does not cover this fee — it's a separate state charge payable online via the TxDPS License Eligibility website.

This is the step people most often trip up on. In Texas, you must maintain continuous coverage for two full years. If your SR-22 policy lapses — even for a missed payment — your insurer is legally required to send an SR-26 cancellation notice to TxDPS, which can immediately re-suspend your license and restart your two-year period. Set up autopay, keep contact information current with your insurer, and don't let a policy lapse over a billing mix-up.